How We Win Properties For Our Buyers
Fulfilling our buyers’ dreams is what we do. In today’s hyperactive real estate markets filled with low inventories and multiple (in some cases, more than 30!) offer competitions for properties, we bring our A-game every single time. It’s not enough to just find the right property for our clients to match their requirements and wishes. We spend time strategizing and re-strategizing to develop and present the strongest and cleanest offers on our clients' behalf. Our deep understanding of every contract, up-to-the-minute knowledge of current market conditions and solid relationships with Realtors® throughout the county enables us to put our best foot forward throughout the buying process. And, our strong negotiating skills, patience, kindness, innovative thinking and winning attitudes enable us to advocate for our clients in the best way possible.
Working With Our Team To Buy Your New Home
Purchasing a home is a truly amazing endeavor. It is also one of the most expensive and complex acquisitions in one’s life. Each transaction, while consisting of a similar flow of research, showings, offers, contracts, and negotiations (rinse and repeat), contains a multitude of pathways that can veer off into a thousand different directions. It’s why you need an experienced and trusted Buyer’s Agent whose job is not to just “get you through” the purchase of your home, but to help you achieve your real estate goals. During the home-buying process, The Dickinson & Clark Team will act as your TRUSTED Advisor, Knowledge-Based Partner, Consultant, Local Area Market Specialist, Skilled Negotiator, and your Biggest Cheerleader.
It takes years to build a deep knowledge base. So with us, you’re not just getting my experiences and skills, you’re benefitting from the backing of our team, the #1 ranked Compass team in San Diego. Together, we bring the best home buying experience to you.
We have learned nearly everything about this industry and keep our finger on the pulse of San Diego. When you have questions, we have answers, such as “What is the right price to offer?” We don’t do random and will walk you through concepts like replacement costs, etc., so that you’re not buying above market. Searching for a new job? We know the companies in the area, and which are moving in next year. Is there moisture in the point-and-beam system during inspections? We know the best people who can remediate. These details (and more) create immense value FOR YOU!
Our local area knowledge, financial acumen, access to off-market deals, and network of the most trusted resources (title, escrow, contractors, etc.) allow us to offer you the most excellent home buying experience – no matter the type of home or price point.
The Home-Buying Process
Helpful Real Estate Lingo
APPRAISAL: Assessment of the property’s market value, for the purpose of obtaining a mortgage, performed by a licensed appraiser.
ASSESSED VALUE: Value placed upon property for property tax purposes by the tax collector.
CLOSING COSTS: Expenses incidental to a sale of real estate, such as loan fees, appraisal fees, title insurance and escrow fees. These fees are included in the total price, not in addition.
CONTINGENCY: Certain criteria that have to be met in order to finalize the sale.
DEPT-TO-INCOME RATIO: The percentage of an individual’s monthly gross income relative to the amount of debt owed.
INITIAL DEPOSIT/EARNEST MONEY: A good faith deposit (approximately 3% of purchase price) the buyer makes with an offer to show that you are serious about buying the property. In exchange, the seller agrees to stop marketing the property.
ESCROW: A neutral third party that handles the transfer of any money during the sale of a home from initial deposit to final funding and closing.
INSPECTION: A licensed professional conducts a formal review of the property to find visible issues that need to be repaired. Buyers typically make their offers contingent on an inspection, but sellers can conduct a pre-offer inspection to appeal to buyers. The buyer may choose to do additional inspections like radon and a sewer scope.
LIEN SEARCH: A background check on the property and the seller to ensure there are no outstanding debts or claims upon the property.
PRE-APPROVED: Advanced approval from a bank or other lending institution for a home mortgage.
PRE-QUALIFIED: Potential buyers provide an overall financial picture and mortgage brokers provide an estimate of what level of loan you will likely be pre-approved for.
TITLE INSURANCE: Insurance to protect the buyer and lender against losses arising from disputes over the ownership of a property.
RECORDING FEES: A fee paid to the local government to officially report a sale of a home; usually paid by the buyer.
We Can’t Wait to Help You Find Your New Home!
Helping a buyer secure a new home is one of the most rewarding parts of our job. Whether it is a first home, second vacation property, or fifth investment multiplex, we know you should experience the home-buying journey with a real estate professional who understands and believes in your goals, knows the market, and understands and implements best practices for negotiating and winning the deal. The Dickinson & Clark Team is your best home-buying partner.